Brad Brown
Licensed ALM/PLM
"Your Experienced Mortgage Lender"
Residential Mortgage loans, FHA/VA specialists
Over 18 years experience.
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801-550-2727
www.colonialfirstlending.com

• Check this out...New FHA changes (Download .pdf file)

Bio: Brad graduated from the University of Utah with a Bachelor of Science degree from the College of Humanities in Speech Communications. He later did his MBA work through the University of Phoenix graduate program in Albuquerque NM. He wrote his thesis on the "Predictability of Interest Rates" in mortgage financing in 1991. The topic centered around building a reliable model for determining interest rates based on key economic indicators throughout the nation. During this time Brad was a financial officer level 6 for GMAC. He started in the mortgage business in 1992. He originated over a million dollars in closed loans his second month in the business and made top producer 3 of the 12 months in the first year. In 1996, Brad opened his own company, Regency Mortgage. Regency grew to 35 people in 4 states with 2 full branches. The southern branch was in Phoenix Az. After 8 years, he sold Regency and focused on realtor based business and originating FHA loans. Brad developed several new strategies for production of streamline leads in which high volume refinances were the focus. In 2007, he was offered the position as FHA administrator for Colonial Lending to get the company set up and approved for HUD/FHA loans. After securing that approval, the company produced over 70% of their gross volume from government loans. Brad specializes in Jumbo and VA loans as well. In 1997, he was the approved lender for Pulte Homes, the second largest builder in the nation at that time. Brad's business is based largely on referral/word of mouth and the strength of his realtors. It is his goal to provide his borrowers with sound advice, competitive financing, and the experience to structure the best programs available to achieve their goals in mortgage lending. Mortgage has never been a side job to Brad, it is my career.